body {margin-left: 0px; margin-right: 0px; margin-top: 0px; background: #ffffff;}

a:link {text-decoration: underline; color: #111565;}
a:visited {text-decoration: underline; color: #111565;}
a:hover {color: #782642;}

#universallinks {margin-top: 4px;}
a.univ {text-decoration: none; font-size: 9px; font-family: verdana; color: white; text-transform: uppercase; font-weight: bold;}
a.univ:link {color: #ffffff;text-decoration: none;}
a.univ:visited {color: #ffffff;text-decoration: none;}
a.univ:hover {color: #d3d3d3; text-decoration: none;}



div.link {font-family: verdana; font-size: 11px; font-weight: bold; margin-bottom: 10px;}
a.link {text-decoration: none; color: #333333;}
a.link:visited {text-decoration: none; color: #333333;}
a.link:hover {text-decoration: underline; color: #720c16;}

a.terms {color: #777777;}
a.terms:visited {color: #777777;}
a.terms:hover {color: #111565;text-decoration: underline; }

p, ul, li, ol {font-family: verdana;}

ul {list-style: outside url(/images/build/bullet.gif);}